Central
Up to ₹50L project
PMEGP
15–35% margin money subsidy for new micro-enterprises — KVIC is a key implementing agency.
Central Government Scheme
· Active – ongoing · Mumbai
KVIC / Khadi and
Village Industries Schemes
KVIC provides grants, subsidised loans, margin money, and market support to enterprises in the khadi, handloom, village industries, and cottage industries sectors through PMEGP, SFURTI, and direct KVIC programmes. Apply now in Mumbai with expert guidance from Varahii Consultancy.
Key Programmes: PMEGP, SFURTI, Khadi Mark, Village Industry Rebate
Pmegp Subsidy: 25–35% (rural) margin money subsidy under PMEGP for KVIC-eligible units
Sfurti: Cluster development grants for artisan groups
Interest Subsidy: 6% interest subsidy on working capital for khadi institutions
Status: Active – ongoing
City: Mumbai
45+
Village Industry Categories
₹1.5 lakh crore+
Target Sector Turnover
6%
Interest Subsidy for Khadi Institutions
500+
SFURTI Artisan Clusters
What is KVIC / Khadi and Village Industries Schemes?
KVIC provides grants, subsidised loans, margin money, and market support to enterprises in the khadi, handloom, village industries, and cottage industries sectors through PMEGP, SFURTI, and direct KVIC programmes.
KVIC / Khadi and Village Industries Schemes applicants in Mumbai typically face the same handful of avoidable rejection reasons. Our consultants in Mumbai flag these before you apply, not after a rejection.
Objective: To promote and develop khadi and village industries, provide sustainable employment in rural India, and preserve traditional crafts and artisan skills.
Who is this for in Mumbai?
Khadi weavers and cottage industry artisans
Rural entrepreneurs starting KVIC-eligible manufacturing enterprises
Clusters of artisans under SFURTI scheme
Khadi institutions and village industry organisations
Eligibility Criteria – Mumbai
To apply for KVIC / Khadi and Village Industries Schemes Mumbai, applicants must meet the following conditions:
Activities: Any of 45+ KVIC-eligible village industries — food processing, agro-based, textile, leather, polymer, chemical, forest, mineral, handicrafts
Pmegp Via Kvic: Entrepreneurs applying for PMEGP through KVIC as the implementing agency
Sfurti: Cluster of minimum 500 artisans forming a soft intervention cluster
Not Eligible: Industrial manufacturing beyond village industry scale, Activities on KVIC/PMEGP negative list (tobacco, liquor, etc.)
Who is NOT Eligible
Industrial manufacturing beyond village industry scale
Activities on KVIC/PMEGP negative list (tobacco, liquor, etc.)
Benefits for Mumbai Applicants
Eligible applicants Mumbai can receive the following benefits under KVIC / Khadi and Village Industries Schemes:
| Benefit | Details |
|---|---|
| Pmegp Subsidy | 15–35% margin money subsidy for new micro-enterprises (channelled through KVIC) |
| Interest Subsidy | 6% per annum interest rebate on working capital loans for khadi institutions |
| Sfurti Cluster | Up to ₹2.5 crore for artisan cluster development, training, and common facility centre |
| Khadi Mark | KVIC Khadi Mark certification for authentic khadi — access to KVIC retail outlets and priority in government procurement |
| Marketing Support | Khadi exhibitions, government stores, and e-commerce partnerships |
Documents Required
Keep the following documents ready before applying Mumbai. Having them prepared speeds up approval significantly.
Aadhaar and PAN
Artisan/institution registration with KVIC or KVIB
Project report for new enterprise
Bank account details
Category certificate (for PMEGP special category subsidy)
Pro tip: Register on Udyam Portal before applying. It strengthens your application and may unlock additional MSME benefits.
How to Apply in Mumbai
Follow these steps to apply for KVIC / Khadi and Village Industries Schemes Mumbai:
Whether you're a first-time applicant or reapplying after a previous rejection, our team in Mumbai can guide you through every step of KVIC / Khadi and Village Industries Schemes — from checking the latest eligibility criteria to preparing documents in the exact format the sanctioning authority expects.
1
Identify the KVIC programme
Choose between PMEGP (new enterprise), SFURTI (cluster), Khadi Mark (certification), or interest subsidy for khadi institutions.
2
Contact your State KVIB or District DIC
State Khadi & Village Industries Boards (KVIBs) and District Industries Centres process most applications.
3
Apply on KVIC portal or PMEGP portal
For PMEGP, apply at kviconline.gov.in/pmegpeportal/. For other programmes, apply at kvic.gov.in or through the state KVIB.
4
Document submission and appraisal
Submit project report and documents; KVIC/KVIB appraises and forwards to a bank for loan sanction (where applicable).
5
Subsidy release and certification
Subsidy credited after unit establishment; Khadi Mark issued after inspection.
Online Portal: You can apply directly at https://www.kvic.gov.in. Varahii's consultants can guide you through every step.
Coverage & Limits
| Parameter | Details |
|---|---|
| Pmegp Via Kvic | KVIC implements PMEGP in rural areas; projects up to ₹50L manufacturing / ₹20L service |
| Sfurti Clusters | 500+ artisan clusters developed across India |
| Khadi Turnover | ₹1,50,000+ crore in khadi and village industry output (FY 2024-25 target) |
Applying for KVIC / Khadi and Village Industries Schemes in Mumbai
KVIC / Khadi and Village Industries Schemes is available to entrepreneurs and individuals across Mumbai. Whether you are based in the urban core or surrounding areas of Mumbai, you can approach any participating bank, NBFC, or Microfinance Institution to begin your application.
Varahii Consultancy has helped hundreds of applicants Mumbai successfully complete their KVIC / Khadi and Village Industries Schemes applications — from document preparation to follow-up with the sanctioning authority.
Varahii in Mumbai: Our local advisors understand the specific requirements of Mumbai branches and can help you choose the right lender or government office for faster processing.
Industry & Entrepreneurship Landscape in Mumbai
Mumbai's small-business economy is shaped in large part by automotive components, engineering goods, textiles, and IT services, sectors that account for a significant share of local MSME and entrepreneurial activity. Maharashtra leads the country in MSME registrations, with industrial clusters around Mumbai, Pune, Nashik, and Nagpur driving sustained growth in manufacturing and services.
Among individual entrepreneurs in Mumbai, current trends show a sharp rise in first-time entrepreneurs in services and light manufacturing, alongside established export-oriented units. This shift is directly relevant to KVIC / Khadi and Village Industries Schemes applicants, since lenders and sanctioning authorities increasingly favour Udyam-registered, formally documented businesses when reviewing applications.
Banking & credit access in Mumbai: Applicants typically work with SBI, Bank of Maharashtra, Union Bank, and a dense network of private and cooperative banks when applying for government-linked schemes, alongside NBFCs and microfinance institutions for smaller ticket sizes.
Why Varahii Is Among the Best KVIC / Khadi and Village Industries Schemes Consultants in Mumbai
Choosing the right consultant for KVIC / Khadi and Village Industries Schemes in Mumbai can be the difference between a smooth approval and months of avoidable delay. Varahii Consultancy has built a reputation in Mumbai and across India for handling government scheme and MSME loan applications end-to-end — not just advising, but actively preparing documentation, tracking application status, and following up with the relevant department or bank until a decision is reached.
Specialised, up-to-date knowledge of KVIC / Khadi and Village Industries Schemes eligibility and documentation requirements in Mumbai
End-to-end application support — not just advice — from document prep to final follow-up
Familiarity with local banks, NBFCs, and government offices in Mumbai
Transparent process with no hidden fees and a free initial eligibility check
Varahii in Mumbai: If you're evaluating KVIC / Khadi and Village Industries Schemes options in Mumbai, our consultants can give you a realistic eligibility assessment before you commit any paperwork — most consultations start with a free review of your specific situation.
Important Dates
| Milestone | Date / Status |
|---|---|
| Kvic Established | 1956 |
| Sfurti Launched | 2005 (revamped 2019) |
| Current Target | ₹1.5 lakh crore khadi-village industry turnover and 60 lakh+ jobs |
Contact & Support
| Channel | Details |
|---|---|
| Head Office | 3, Irla Road, Vile Parle (West), Mumbai – 400056 |
| Portal | kvic.gov.in |
| Helpline | 18001805455 |
Frequently Asked Questions
KVIC (Khadi & Village Industries Commission) is the central body. KVIBs (Khadi & Village Industries Boards) are the state-level implementing bodies that work under KVIC to deliver schemes at the district level.
A KVIC certification that authenticates genuine handspun and handwoven khadi fabric. Certified products get premium pricing, access to KVIC retail outlets, and priority in government procurement.
Yes — KVIC is one of the three implementing agencies for PMEGP (the others are KVIB and DIC). Rural applicants in KVIC-eligible village industries typically apply through KVIC or KVIB.
Scheme of Fund for Regeneration of Traditional Industries — provides up to ₹2.5 crore per cluster for artisan cluster development, common facility centres, training, and marketing support. Minimum 500 artisans required per cluster.
Yes — KVIC provides a 6% per annum interest rebate on working capital loans taken by khadi institutions, reducing the effective interest rate significantly.
Related topics: KVIC khadi village industry PMEGP SFURTI artisan cottage industry rural enterprise Mumbai
Ready to Apply for KVIC / Khadi and Village Industries Schemes in Mumbai?
Varahii's verified consultants handle everything — eligibility check, document preparation, application filing, and follow-up with Mumbai authorities. 100% free initial consultation.